Complete Loan Solutions
Personal Loan | Business Loan | Home Loan - Get instant approval with competitive interest rates and flexible repayment options
Apply for Loan NowOur Loan Services
Choose the perfect loan solution for your financial needs
Personal Loan
Quick and hassle-free personal loans for all your immediate financial needs with minimal documentation and fast approval.
- Loan Amount: ₹50,000 - ₹25 Lakhs
- Interest Rate: 10.49% - 24% p.a.
- Tenure: 12 - 60 Months
- Processing Fee: 2% - 3%
- Minimal Documentation
- Quick Approval in 24-48 Hours
Business Loan
Grow your business with our flexible business loans designed for entrepreneurs, startups, and established businesses.
- Loan Amount: ₹1 Lakh - ₹50 Lakhs
- Interest Rate: 11% - 22% p.a.
- Tenure: 12 - 84 Months
- Processing Fee: 2% - 4%
- Collateral-Free Options
- Flexible Repayment Plans
Home Loan
Make your dream home a reality with our competitive home loan rates and flexible tenure options with minimal hassle.
- Loan Amount: ₹5 Lakhs - ₹5 Crores
- Interest Rate: 8.5% - 12% p.a.
- Tenure: 60 - 360 Months
- Processing Fee: 0.5% - 1%
- Up to 90% Funding
- Tax Benefits Available
Personal Loan Complete Details
Everything you need to know about personal loans
Personal Loan Overview
A personal loan is an unsecured loan that can be used for any purpose - medical emergencies, weddings, vacations, home renovations, debt consolidation, or any other personal need. With minimal documentation and quick approval, personal loans are the most convenient financing option.
Our personal loans come with competitive interest rates, flexible repayment options, and hassle-free processing. Get funds directly in your bank account within 24-48 hours of approval.
Advantages
- No collateral required
- Quick approval within 24-48 hours
- Minimal documentation
- Flexible loan amount
- Multiple use cases
- Online application process
Disadvantages
- Higher interest rates
- Processing fees applicable
- Prepayment charges may apply
- Credit score dependent
- Shorter repayment tenure
- No tax benefits
Documents Required
PAN Card
Aadhaar Card
Salary Slips (3 months)
Bank Statements (6 months)
Passport Size Photos
Form 16 / ITR
Interest Rate Range
Sample EMI Calculation for ₹5 Lakhs @ 12% p.a.
| Tenure | EMI Amount | Total Interest | Total Payment |
|---|---|---|---|
| 12 Months | ₹44,424 | ₹33,083 | ₹5,33,083 |
| 24 Months | ₹23,539 | ₹64,927 | ₹5,64,927 |
| 36 Months | ₹16,607 | ₹97,853 | ₹5,97,853 |
| 48 Months | ₹13,141 | ₹1,30,781 | ₹6,30,781 |
| 60 Months | ₹11,122 | ₹1,67,316 | ₹6,67,316 |
Business Loan Complete Details
Comprehensive guide to business financing
Business Loan Overview
Business loans are designed to meet the financial requirements of businesses at various stages - startup capital, working capital, expansion, equipment purchase, inventory management, or any other business needs. We offer customized solutions for proprietors, partnerships, and companies.
Our business loans come with flexible repayment options, competitive interest rates, and quick processing. Whether you're a startup or an established business, we have the right financing solution for you.
Advantages
- Higher loan amounts available
- Longer repayment tenure
- Flexible use of funds
- Tax deductible interest
- Builds business credit
- Multiple repayment options
Disadvantages
- Requires business documentation
- Collateral may be required
- Personal guarantee needed
- Longer processing time
- Higher processing fees
- Regular financial audits
Documents Required
Business Registration
GST Registration
ITR (2 years)
Bank Statements (12 months)
Balance Sheet
KYC of Directors
Interest Rate Range
Sample EMI Calculation for ₹10 Lakhs @ 14% p.a.
| Tenure | EMI Amount | Total Interest | Total Payment |
|---|---|---|---|
| 12 Months | ₹90,099 | ₹81,188 | ₹10,81,188 |
| 24 Months | ₹48,013 | ₹1,52,312 | ₹11,52,312 |
| 36 Months | ₹34,180 | ₹2,30,487 | ₹12,30,487 |
| 48 Months | ₹27,294 | ₹3,10,100 | ₹13,10,100 |
| 60 Months | ₹23,268 | ₹3,96,073 | ₹13,96,073 |
| 84 Months | ₹18,492 | ₹5,53,324 | ₹15,53,324 |
Home Loan Complete Details
Your complete guide to home financing
Home Loan Overview
A home loan helps you purchase your dream home, construct a new house, renovate your existing property, or purchase a plot. With competitive interest rates and long repayment tenures up to 30 years, home loans make property ownership affordable and accessible.
Our home loans offer up to 90% funding of property value, tax benefits under Section 80C and Section 24, flexible repayment options, and hassle-free processing. Make your dream home a reality with our attractive home loan schemes.
Advantages
- Lowest interest rates
- Longest repayment tenure (30 years)
- Tax benefits available
- High loan amount
- Builds asset ownership
- Balance transfer options
Disadvantages
- Property as collateral
- Extensive documentation
- Property valuation required
- Legal verification needed
- Longer processing time
- Insurance mandatory
Documents Required
KYC Documents
Income Proof
Property Documents
Sale Agreement
Bank Statements
Property Tax Receipts
Interest Rate Range
Sample EMI Calculation for ₹50 Lakhs @ 9% p.a.
| Tenure | EMI Amount | Total Interest | Total Payment |
|---|---|---|---|
| 5 Years | ₹1,03,795 | ₹12,27,698 | ₹62,27,698 |
| 10 Years | ₹63,340 | ₹26,00,806 | ₹76,00,806 |
| 15 Years | ₹50,713 | ₹41,28,319 | ₹91,28,319 |
| 20 Years | ₹44,986 | ₹57,96,630 | ₹1,07,96,630 |
| 25 Years | ₹41,975 | ₹75,92,400 | ₹1,25,92,400 |
| 30 Years | ₹40,247 | ₹94,88,919 | ₹1,44,88,919 |