Insurance & Financial Services

Health insurance provides financial protection against medical expenses arising from illnesses, accidents, and hospitalizations. Our comprehensive health insurance plans cover hospitalization expenses, pre and post-hospitalization costs, day care procedures, ambulance charges, and critical illness coverage. With cashless treatment facility at thousands of network hospitals across India, you can focus on recovery without worrying about finances. Health insurance also offers tax benefits under Section 80D of the Income Tax Act, making it a smart financial decision for every family[web:22][web:23].

Life insurance provides financial security to your family in case of your unfortunate demise. It ensures that your loved ones can maintain their lifestyle, pay off debts, fund children's education, and meet future financial goals even in your absence. We offer various types of life insurance including term insurance (pure protection), whole life insurance, ULIPs (investment + insurance), endowment plans, money-back policies, child plans, and retirement plans. Each policy type is designed to address different financial goals and risk appetites, helping you choose the right coverage for your family's needs[web:27][web:30].

Vehicle insurance protects your car or bike against damages, theft, and third-party liabilities. We offer both comprehensive insurance (covering own damage + third party) and standalone third-party insurance as per IRDAI regulations. Comprehensive plans cover accidental damage, theft, fire, natural calamities, and third-party legal liabilities. Add-on covers like zero depreciation, engine protection, NCB protection, and roadside assistance provide enhanced protection. With cashless claim settlement at network garages and quick claim processing, vehicle insurance ensures peace of mind while driving[web:31].

Credit cards offer convenient cashless transactions, reward points, cashback, and exclusive benefits. We help you choose the right credit card based on your spending patterns and lifestyle needs. From entry-level cards to premium travel cards, we offer options from all leading banks including HDFC, SBI, ICICI, Axis, and Kotak. Credit cards come with benefits like reward points on every spend, welcome bonuses, fuel surcharge waivers, movie and dining offers, airport lounge access, and complimentary insurance coverage. Build your credit score while enjoying financial flexibility and exclusive privileges.

Fino Merchant ID enables you to start your own digital banking and payment services business. As a Fino merchant, you can offer UPI transactions, AEPS (Aadhaar Enabled Payment System), Aadhaar Pay, micro ATM services, money transfer, bill payments, recharge services, and banking correspondent services to your customers. Earn attractive commissions on every transaction while serving your community with essential financial services. With minimal investment and comprehensive training, you can establish a profitable business helping customers with digital payment solutions and banking services at their doorstep.